Overview — what iTrustCapital does (short)
iTrustCapital is a fintech platform that lets retail investors buy, sell and hold cryptocurrencies and precious metals inside tax-advantaged retirement accounts (IRAs) as well as newer non-IRA custody accounts. The company provides a user-facing trading and account management experience while leveraging institutional custodians and storage partners for custody and security. :contentReference[oaicite:0]{index=0}
Why this matters: using a platform that integrates IRA handling with crypto and metals simplifies the process of adding alternatives to retirement portfolios — but it also makes it vital to understand custody, fee structure, and tax implications.
Sign-in & access: step-by-step
The iTrustCapital login experience is web-first via app.itrustcapital.com, and you can reach the same entry from the official homepage. The basic sign-in flow is:
- Open the official login page at app.itrustcapital.com. :contentReference[oaicite:1]{index=1}
- Enter your registered email and password (or use a supported SSO flow if available).
- If you have enabled Two-Factor Authentication (2FA), complete the additional verification step.
- Land on the dashboard: your balances, recent activity and quick actions (Buy, Sell, Transfer) will be visible.
Use the "Forgot password" link on the login page. If you don’t receive reset emails check spam folders and verify the email you used when you opened the account; contact support for unresolved issues. iTrustCapital’s Help Center contains detailed account-recovery guidance. :contentReference[oaicite:2]{index=2}
Account types explained
iTrustCapital supports multiple account forms. The two categories to know:
1. Crypto IRAs (Tax-advantaged)
Traditional, Roth and other IRA types allow buying and holding approved cryptocurrencies and precious metals within an IRA wrapper. Contributions and withdrawals follow IRS rules for IRAs — consult a tax advisor for personal guidance. :contentReference[oaicite:3]{index=3}
2. Premium Custody Accounts (Non-IRA)
Recently introduced Premium Custody Accounts (PCAs) provide non-IRA custody with streamlined trading and storage — a useful option for investors who want taxable ownership and dedicated custody features outside retirement rules. :contentReference[oaicite:4]{index=4}
Onboarding for each account type will request personal information, funding method selection (bank transfer, rollover, etc.) and identity verification steps required under financial regulations.
How to buy Bitcoin, Ethereum or Gold — quick workflow
- Fund your account (bank transfer, rollover, ACH or available funding methods detailed in the help center).
- Select your account (IRA or PCA) and the asset you want to purchase (BTC, ETH, or a precious metal product).
- Review the estimated execution price and the fee breakdown displayed on checkout.
- Confirm the trade — iTrustCapital routes orders through liquidity partners and posts the asset to your account once executed. :contentReference[oaicite:5]{index=5}
Fees & pricing — clear and simple
iTrustCapital emphasizes a straightforward fee model — no recurring monthly or setup fees for basic accounts, with transaction fees and metal premiums shown upfront:
- Crypto transaction fee: 1% per buy or sell (applied at execution). :contentReference[oaicite:6]{index=6}
- Gold: a per-ounce premium above spot (commonly listed as $75 over spot). :contentReference[oaicite:7]{index=7}
- Silver: a per-ounce premium above spot (commonly listed as $3.25 over spot). :contentReference[oaicite:8]{index=8}
Always confirm the live fee breakdown on the order preview — platform partners and market conditions can change premiums and execution spreads.
Custody & security — who holds the assets?
iTrustCapital is a software platform and does not act as a custodian. Instead, it partners with regulated custodians and institutional storage providers to safeguard assets — for example, Coinbase Custody has been announced as a custody and liquidity partner to provide institutional-grade custody services. :contentReference[oaicite:9]{index=9}
What that means for you
- Legal title and custody are held by qualified custodians or storage providers — read custody disclosures for details about who holds your assets and the legal agreements involved. :contentReference[oaicite:10]{index=10}
- Platform security focuses on account access protections (passwords, 2FA) and operational controls while custody providers focus on asset storage and institutional safeguards.
Best practices — secure your account and operations
Pre-sign-in checklist
- Open the official domain:
itrustcapital.comorapp.itrustcapital.com. Avoid links in unsolicited emails. :contentReference[oaicite:11]{index=11} - Use a unique, strong password and a password manager.
- Enable Two-Factor Authentication if available.
- Confirm support contact methods in the Help Center before you need them. :contentReference[oaicite:12]{index=12}
Pre-trade checklist
- Confirm account type (IRA vs PCA) — taxes and rules differ.
- Review the displayed fee and premium at order preview. :contentReference[oaicite:13]{index=13}
- Double-check the destination (for transfers) and quantity before confirming.
Common questions — clear answers
Can I buy crypto in an IRA?
Yes. iTrustCapital supports buying and holding certain cryptocurrencies inside Traditional, Roth and other IRA types, enabling tax-advantaged exposure subject to IRA rules. :contentReference[oaicite:14]{index=14}
How much do trades cost?
Crypto trades typically incur a 1% transaction fee; gold and silver are offered with fixed premiums per ounce (check the current pricing page for exact figures). :contentReference[oaicite:15]{index=15}
Who holds my assets?
Custodians and storage partners hold assets on behalf of account owners — iTrustCapital is the software interface. Confirm the named custody partner on your account disclosures; iTrustCapital has partnered with institutional custody providers to secure assets. :contentReference[oaicite:16]{index=16}
When to use iTrustCapital — and when to consider alternatives
iTrustCapital is useful when you specifically want IRA-based exposure to crypto or metals with a simple pricing model and a curated asset list. If you need advanced trading (margin, derivatives), institutional brokerage services, or multisig/self-custody control, evaluate exchanges, custodians, or dedicated custody solutions that match those requirements.
Final notes & next steps
Before opening or funding any account, read the latest pricing page, custody disclosures and Help Center guides on iTrustCapital’s official site. If you need tax or legal advice, consult a qualified professional — retirement accounts and precious metals custody have specific regulatory considerations. :contentReference[oaicite:17]{index=17}